https://www.wbur.org/onpoint/2023/09/26/lessons-from-califor...
The real solution is to accept that anyone who bought in the last half century should have factored in the scientific evidence of climate change and not expect taxpayers to subsidize their failure to plan appropriately.
At this point, the window for easily dealing with the problem is long closed and we should be prepared to write off high-risk areas: give the current residents support for moving somewhere safe and turn the land into a preserve where we can let the local ecosystem recover. A lot of beaches around the world have involved clearing things like mangroves which improve storm resilience, too, so restoration would help everyone further from the shore.