Some people need it, some don't. When I upgraded to a 7950X I was unable to find an excuse to buy more than 32GB. "That one time a script compiled clang by default with LTO and OOMed" was not a good enough reason.
If you use a lot of VMs, it comes in handy. If you do a lot of heavyweight compilation in parallel, same thing. But at least on Linux, popping 3 VS Code projects and 4 more browsers doesn't even hit 50% utilization.