My issue (OP here) is that I have read and agreed to every ToS I've been given over the last few decades. I rarely upgrade macOS because of how long it take to read the new license. I use Firefox because I don't need to read the license.

In one notable case I told a client I couldn't accept their contract because it was incomplete. "What's the problem? Hundreds of other companies have accepted it." "It says that I also agree to the terms at $URL but that URL doesn't work." They told me the correct URL and I was able to sign it. (Real B2B contracts are pleasingly fair, when both companies are on even terms.)

I cannot agree with the Apple ToS because I do not want to give them the sole right to shut down my account. If a mobile phone is critical for daily life, then the government must be able to overrule Apple's whim or mistake, and do so quickly. If there were true competition, with many alternatives and the easy and guaranteed right to transfer to another provider, then I would also not have a problem.

This is nothing to do with religion, or distrust of technology, but of who has the right to control my daily life. I trust the government of Sweden far more than I do the commercial interest of Google or Apple, who have demonstrated they are not eager participants in EU laws regarding privacy and monopoly.