The fact that you manage to meet you daily needs without a phone in Sweden is quite impressive.
Yes, in that regard I've have the luxury of being self-employed and not caring about social media, games, or instant access to anything. I don't travel much, and usually to places I know.
Every one I know got a smart phone because there were things they wanted from it, and they were okay not reading the ToS and simply accepting it. Including my wife, who is able to Swish things at flea markets and the like.
But when alternatives are shut down, so that smart phones are the only option for daily life, rather than the easier option, that's when the ToS need to be regulated by the government to ensure citizen privacy and maintain access despite the whims or mistakes of the company operating that essential service.