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You must live outside the US. In the US If you’re only looking at expenses many full time jobs can get there in 3-6mos too. And not even big tech

Sure it’s nice to have the choice to not work between engagements but again you’ll be back to finding the next one

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If you bounce from full time to full time with 75% unemployment you are a no-hire many places and almost universally in a downturn. Consulting and contracting is often used to be vague and even pretend you are unsuccessfully looking for contracts a lot of the time precisely because that is the reality for many and more acceptable for many types of employment.

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