It's really hard to understand someone's individual barriers to change without spending time with them in real life, so forgive me if this isn't useful, but the first thing I wonder is how much does your career affect your health?

How much longer do you actually need to work, or work full-time, for your values of 'need'?

Would $100K effectively 'buy' you more time off so you can spend more time on yourself without feeling like you need to always try to carve time out of your day for yourself?

I mention this because I tried my whole life to maintain a healthy weight, and was never super-successful until I retired. Then it's like a switch flipped, and taking care of myself became my job, and I enjoyed doing it. Now it's almost kind of spooky how long I've stably maintained the lowest weight I've been as an adult.

In my case, I think that direct effects of stress on cortisol levels, along with the placating psychological effects of overeating and eating unhealthy foods on my stress levels, made it harder for me to achieve my goals while I was working.