But that's burying the lede. By far the greatest risks to a file's durability are: 1. Bugs (which aren't captured by a durability model). This is mitigated by deploying slowly and having good isolation between regions. 2. An act of God that wipes out a facility.
The point of my comment was that it's not just about checksums. That's table stakes. The main driver of data loss for storage organizations with competent software is safety culture and physical infrastructure.
My experience was that S3's safety culture is outstanding. In terms of physical separation and how "solid" the AZs are, AWS is overbuilt compared to the other players.