I'm neutral on this subject, but I don't think "punishing people for being poor" is an accurate framing at all. It's more like "punishing people for making bad financial decisions".
Then don't use a credit card. Simple.
Alternatively: I live in a system where I can have government reduce the power of companies. I’ll do that instead.
This isn't reducing the power of any company. The money and fees will be shifted around. This accomplishes nothing other than encouraging people to rack up more debt.