this is what I do as well but my structure is `~/git/<project>/<worktree>` for the worktrees and a bare git repo is stored in `~/git/<project>/.git`.

The workflow I do is

1. git clone https://path.to/repo.git

2. mv repo/.git repo.git && rm -rf ./repo && mkdir repo && mv repo.git repo/.git && cd repo

3. git config --bool core.bare true

Now you can just create worktrees in the root of the git repo.

This has the advantage that the `~/git/<project>` directory is still understood as root of the git repo and the worktrees are never checked out inside the working tree directory.