This also comes to mind during mortgages and car loans. Often the closer will just hand you a stack of papers and say "you need to initial here, here, and here, sign here, here, and here" and then expect/anticipate the person to do just that without reading the agreement. The closer ought to know that the signer has not actually read the document and therefore the initials and signatures don't represent what they are meant to represent... that the person has READ the whole thing and mindfully agreed to it! Agh!