I also think it's perfectly valid to just prefer the feel of one OS over another. We live so much of our lives in front of a computer, it is meaningful whether or not that OS brings you joy.
[1]: The CVE database has to have the worst search out of all bug trackers I’ve ever used.
(I think using older versions of Windows is fine. But under no circumstances would I connect them to the internet.)
I really don't think there's anything wrong with browsing the internet.
So it can't be done silently. Although, I do wish the type was marked "DANGEROUS" a la dll files.
Chrome: Settings → Downloads → check "Ask where to save each file before downloading".
Edge: Settings → Downloads → check "Ask me what to do with each download".
Firefox: Settings → General → under "Files and Applications", check "Always ask you where to save files".
Safari (macOS): Settings → General → as "File download location", choose "Ask for each download". While you're here, uncheck "Open “safe” files after downloading" (Apple scare quotes "safe" appropriately, yet AFAIK still enables this option by default, even after it's been a factor in multiple exploits over the years).