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If a large portion of the cost of auto insurance is to pay for potential injuries to someone that you hit, then we can conclude 1) single-payer healthcare would significantly lower the cost of auto insurance, and conversely, 2) the lack of single-payer healthcare is a significant contributor to the current state of auto insurance markets/pricing.

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No, because injury claims also include lost income, compensation for disability, pain and suffering, etc. not just medical expenses.

I completely agree with your assessment and logic, but the parent posted suggested that socialization of healthcare (e.g. ObamaCare) is contributing to auto rates. That I don't understand.

Looking again, I think their comment can be parsed in multiple ways.

> Socialize healthcare as it is forcing all sorts of market distortions in unrelated markets

I interpreted that as a call to socialize healthcare, not a description of market effects that "socialized healthcare" has to the extent that exists in the US.

Your interpretation of what I posted is correct. My apologies for the lack of clarity. Comment has been edited.

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