I'd say your first paragraph talked about technology, and your second talked about technology and hype. Not a single word about finding a problem in a market you can reach, solving that problem, delivering value, and getting customers to pay you to do so.
You seem to have sectors you'd like to solve problems for (banking, finance). How many conversations you've had with how many people in these sectors? What have you learned about problems they have and are willing to pay for (as in, they're already paying to solve them but the solutions are unsatisfactory)?
Have you narrowed these down to something you can deliver that they agreed to pay for and, maybe, even agreed to finance the development for?
From what I understood from what you wrote is that you seem to start from technology (LLM, features to an eventual open-source alternative to a technology) when, in my opinion, it ought to start from a (potential) customer's problems.