> At least in the EU, where Klarna originates and is headquartered, using AI as part of an automated decision making process would be illegal under GDPR.
Could you source this affirmation?
Could you source this affirmation?
Like, this restricts automatic refusal of service due to automated profiling, but doesn't restrict automatic acceptance of service due to automated profiling, and it doesn't restrict automatic recommendation to refuse service which then is rapidly 'reviewed' by a human.
It’s also not explicit that the “legal effects” need be negative, just significant, which I think entering into a loan agreement probably is.
On the plus side, I don’t think it will take too long for case law to develop on these points.