I really, really miss sci-hub and being able to read research papers. Before sci-hub there were a handful of forums for requesting and fulfilling full text papers. But those forums basically died because sci-hub was so easy and useful. And now that sci-hub is dead there's nothing.
http://standard-template-construct.org/ just errors out with 422 unprocessable content. I assume the ipfs proxies are blocking it or the like. So... do I have to run a local IPFS client to access STC? I guess I'll try.
It is probably a good idea to first check to see if there are any such libraries in your area that offer such success before turning to prison.
And your academic "record" only matters if you plan on getting additional advanced degrees in the future. If you have a degree or two already you lose nothing by having a half-dozen Fs from community college classes a decade later.
Pricing for academic materials is nonsensical, but you can usually find a way to get free or cheap access as an individual learner if you go through libraries.