Ask HN: What is the best decision you have taken in your life?
Why do you think it's the best decision?[Optional/Just Curious]
Besides giving me a break on my taxes, my employer also matched the contribution. And then on average a good fund doubles in value about every 10 years. (Do the math -- every $1,000 becomes $2,000, $4,000, $8,000, and then $16,000 before your retire.)
Also, you can tap the money for health emergencies, education expenses, and even first-home purchases.