Crypto still needs POS systems and accounts and large staffs in large offices and all the trappings of finance outside of mining.
That's not intrinsic to cryptocurrency, but it is part of the reality we're living in, which is what I want people to be looking at.
Bank of America alone has 69m customers and real people have real needs - things like going to a branch occasionally, calling customer service, taking out cash, etc. Not only is BoA itself larger in terms of users than all of crypto (I've done the analysis, checked block explorers, etc) it's actually usable by real people in the real world for real activity that contributes to the real economy and actually provides value and utility other than pancake swapping your doodle coins for poodle coins.