Yes, of course. Those with wealth hire people, often referred to as lobbyists, to put in the hard work. Technically, representative democracy requires everyone to be, or have, their own lobbyist, but in practice that's a lot of work that most people don't want to put in. They prefer to defer to a figurehead. It's easier that way. And, as such, give up power because of it.
No doubt because, as you point out, the typical person would rather spend their time making ends meet (i.e. pay for the luxuries of life) than the worry about making agreements with their neighbours day-in, day-out. You can technically survive on very little time commitment to "make ends meet". Just look at the homeless population. It is not a life you would want to live, but it could be done if you truly saw the need to assert your power. But, understandably, most people would rather focus on their personal goals and let the figurehead worry about the community problems.
What's the alternative? It's just people at the end of the day. There is no magic. Those who do the work are going to do the work the best way they know how. Even if they value your input and want nothing more than to work with you so that you can show your better way, they are not going to scour the globe to find you. If you don't put the effort in to make yourself known on a regular basis you will be forgotten about.
The system isn't handed down to us by a higher power. It's just people. It's shaped simply by what people decide to do. Want different? Then you must do different.
There is no alternative. There is no magical genie that will grant you three wishes. If you don't do the work someone else will, and they will do it the way they want it done, same as you would.
Disclaimer: The following might make you feel hopeless - I apologize for that in advance. I guess I’m a little in shock right now by the latest Sam Altman news about him looking to pour trillions into driving people out of jobs and possibly jeopardizing humanity. This is indeed like Oppenheimer all over again. I can see it now. Or maybe I need a fresh perspective. Comments are welcome. /Disclaimer
Yes people don’t want to get involved. Yes they are stretched thin. Corporate America puts such onerous demands on them that apathy becomes rampant.
It only furthers the agendas of powerful figureheads. Their self-actualization goals influence how the society is governed (top-tier in Maslov’s hierarchy).
Individual needs of the people - the worker bees - suffer as a direct consequence. There is no longer the “life” part in work-life (the weekends maybe, if you take out kid duty and household chores).
There’s no easy way out, and as much as I love everything being done in the name of scientific progress, I don’t like the cost we are paying for it as a society. We’re an unhappy bunch - this wasn’t the American dream, or any dream.
I think what’s increasingly missing is some culture - like non-commercial good music. People doing stuff because they were motivated by themselves - not commissioned art. Maybe what we need is a renaissance.
Why? To help people losen up a bit, so they can start to remember what living used to feel like. Then maybe, just maybe, people will also start to care more about each other. And dare I say, they might even have some time to volunteer in the service of others.
Also, I am not saying everyone fits the above narrative. There are people who do this today - they have dedicated their lives to service. But it’s not the norm, it’s not even 20% of the population. People like me are the norm. We wish well, we want what’s better. But wanting doesn’t automatically translate into actions - that requires motivation and dedication. Which comes from being inspired. And you can’t get inspired by anything when your life is about surviving each day.