The EV buyer wins/loses out depending on the price of fuel in the future, the interest charge for financing the EV, and the return on investment if the money was invested in another asset.
I am very suspicious of EVs as a concept because I perceive them as something not built for me , or for my benefit or pleasure but for the environment, those sorts of things always end up being a loss for the person paying out of pocket.
It's something you can't explain with numbers, when you set foot in an EV you feel in your guts that its something not built for you, for your utility or your pleasure.
They are shoved down people's throats in a very suspicious way too, like it's some new level of quality of life unlocked, while it's the same old car ownership experience except you are surrounded by cheap material and you feel like you are taking one for society. That's not how I excpect to feel after I spend 30-50k, also not being able to use the car 24/7/365 when you pay 30-50k is ridiculous