Gross. No thanks.
If you don't like the UI of an app, just use something else for cryin' out loud.
Gross. No thanks.
If you don't like the UI of an app, just use something else for cryin' out loud.
When I visit my bank account online I'm met with full page advertisements for other services from the bank and I have to hunt around to find the tiny gray 'No thanks' text before I can even get to my accounts. And from there, I'm met with constantly changing UI patterns and abstract hieroglyphic icons instead of plain text like it should be.
There are a lot of ways to pay bills. You named one that you happen not to like.
It's like telling a wheelchair user to just use another station or form of transport. If you have global reach, you have global responsibilites. And the end goal wouldn't even be regulated apps - it should simply be too complex to create apps with such a reach. Forcing open protocols instead of proprietary gardens. This is what the messaging interoperability of EU's DMA act is also supporting.
Because there isn't a monopoly on chat apps. What you're asking for sounds like rules for the sake of more rules. I can think of more than half a dozen chat apps offhand: Signal Messenger, Whatsapp iMessage, all manner of IRC clients, Slack, Teams, stock SMS, Discord, Matrix/Element, Telegram, Session, and so on and so on.
We're not talking web search here, the market for chats is diverse and competitive. You got walled gardens, open source, and everything in between with a bunch of different UI's.