This type of "buyer beware" position describes the exact problem US auto dealerships already take advantage of, and advocating for more uses of this methodology doesn't address any of the actual problems, and makes the problems the industry are currently facing actively worse.

I agree with you in principle. However, I've had occasion to deal pretty often with elderly friends and family lately, and there's a clear problem there. Many of us lose a lot of our ability to think critically or recognize the latest scam flavor when we get into our 80s (or thereabouts). I've seen it repeatedly. People I know who are smart, who had careers as engineers, accountants, etc.

We're discussing this in the context of the government trying to make large companies share that proper knowledge.