The state of the crypto world is such that i genuinely can’t tell if you’re being satirical by using a bunch of jargon and acronyms that mean nothing in the order you used them, or not
The SEC enforces regulation (or it’s supposed to at least) around securities passed by congress.
The real question here is if you don’t even know a basic finance term like ETF, why are you trying to talk down to my statement and crypto when you clearly have no knowledge of the sector? It’s just ignorant
Also I’m not American so it’s not reasonable to expect me to know what the SEC is, and I don’t have a 401k. We have an entirely different retirement system in my country.