Ask HN: Are you using MonoTouch/MonoForAndroid?

I'm interested in trying out some app development, mainly for personal use but maybe I would release something in the future. Let me just say right now: no Javascript! I hate HTML5/Javascript apps, etc - sorry, they just don't feel as nice to use.

I'm an Android user but I'd rather not be tied down to releasing for just one platform, if possible, in case I decide to develop something for general release in future. I'm not a big Java fan and not too eager to learn so was looking into MonoTouch, etc.

Does anyone have any experience developing with Mono for Android and iOS? Does Apple have any problem with MonoTouch applications? Do MonoTouch applications feel just as native or will they always be a second-class citizen?

I would much rather learn Java for Android development if Java provides the best experience, but if Mono could be used instead for an equal experience then I think I'll go down that route. So, has anyone used Mono on iOS or Android and if so, what have your experiences been?