> I cannot reasonably run lengths of 110v extension cords down the block to charge a car overnight, and acquiring my own house with a garage is dramatically more expensive
You don't need a garage, just some sort of reserved parking space... There are plenty of weatherproof electrical boxes. It costs a bit of money to have a trench from your home to your car parking area, but far less than buying a house.
And that "110v extension cord" can supply 240V with just a change of connectors on either end (e.g.: 6-30p) allowing charging twice as fast.