Almost all my traffic goes over a VPN these days. I don't do any file sharing, but I just don't want my ISP keeping tabs on me. (Yes, yes, I know, a VPN ISP can keep track too) It's so easy (and cheap) to set up a VPN or SSH tunnel with your own server (or servers). My favorite site for finding a cheap provider is www.lowendbox.com or www.lowendstock.com.

I have several VPN/SSH servers around the world for an average of $20-$25 per year.