I don't have a problem with certain exceptions for online only retail or other specific cases. For example if you are a very small business.
The law needs an update for sure.
The law needs an update for sure.
Think I am going to pay you in my house when you pay me money for said house? Ha! By this law, I can simply give you your money back. You are obligated to accept it since you must always accept money as payment, and now the house you lived in prior is gone. Seems incredibly problematic for the vast majority of transactions.
Which is no doubt why nobody actually follows it.
Any big money laundry is done digitally today.
No. That would be a violation of your sales agreement. That is a contract to transfer ownership of a property.
Likewise after six months on a waiting list a surgeon cannot then say to their patient "Haha! No actually here's a cash payment instead. It's cash and you are obligated to accept according to Swiss law!". There would be legal consequences. It's not a contract to exchange a monetary value. It's a contractual obligation to provide a service and it is regulated.
At night a kiosk or petrol station or similar might only accept cars.