I like what Umbrel[0] is doing. They're essentially expecting that just like computing was able to move from centralized mainframes to homes, servers are poised to make the same migration.
I think they really need to solve redundancy, though. If I'm to self-host anything important on a home server, I need to know I'll have some way to use it even if my home server fails, especially if I'm not at home when it happens.
I'd love to see some kind of system where I could partner up with other Umbrel users for backups/the ability to restore connectivity. If I knew that in an emergency, I could call my friend in town or my brother out of state and there was some procedure that would allow me to connect to an encrypted backup of what I'm needing, I would feel a lot better about taking responsibility for my own system.