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What about sketchy apps with subscriptions, are those still managed via Apple? As an end user, I like the fact I can just cancel through Apple instead of having to find my way around a 3rd party site that is trying its best to prevent me from unsubscribing.

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This change means that users could go and subscribe externally, including to scam subscriptions, and you would no longer be able to cancel via Apple. That's probably part of the motivation for why they don't want to implement this sort of thing.

That’s been one of their arguments against it. You’re right. And honestly they’re not wrong.

It wouldn’t surprise me if using a non-Apple payment system quickly became a very good way to figure out if you were about to get scammed by a random third party.

If it’s a company that I already know and trust, I might be willing (though Apple payments will still be more convenient).

Rando company? No way. Honestly this whole thing is probably going to prove their point. Even if they don’t exactly deserve the win.

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