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Comment by Nathanba | Hacker News Reader

I've literally never heard of anyone using google pay, zelle or venmo or cashapp. My prediction is that whatsapp will add payment functionality too if they dont already have it

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>> I've literally never heard of anyone using google pay, zelle or venmo or cashapp

But you use Twitter..? That's some crazy bubble. venmo isn't even a tech savvy thing, everyone everywhere I know that moves money between individuals or super-small business transactions (think cleaning service, girl scout cookies, club dues) uses it...

I’m in the US, Venmo is almost as (if not, more) ubiquitous as cash between people in my area.

In my area (South Side Chicago) I would say a majority of payments are made through Cash App. Either you're paying someone person-to-person (e.g. drug dealer on the subway) or you're using your Cash App debit card to buy something from a store. Literally every person I know in this area uses Cash App as their primary bank.

I'm banned from Cash App so I use PayPal as my primary bank.

Whatsapp does support UPI in India. To be honest it's a no brainer here imo.

UPI makes sending and receiving money as easy and instant as sending a text, that I can not believe how the rest of world lives without it. Free account to account transfers (upto ~1200USD/day) that work from any bank to any bank, in seconds. Even accessible without internet via ussd short codes.

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