TO BE FAIR (and I'm still on the fence how I feel about this)... the less personal information you share, the more bot-like you appear to be.
As I also value freedom of association, I am perfectly alright with them refusing to "do business" with me because I do not find the denomination and terms of the transaction acceptable.
I do not really have any inclination to want to compel them to serve me by force of gun, either.
I think both they and myself are better off in this scenario where we just choose to not do business with each other and I find some other business that has more acceptable terms - or I just go without, these services aren't as essential as some people think.