I'm not sure what this comment has to do with my previous one. It sounds like you have a bone to pick. However, I don't disagree with what may be a generous read of your point, which I gather is that right-sizing collectivist aspects to the general human capacity to maintain effective community, vis a vis population size, is the most effective way to house a ton of people without leading to dystopian social alienation on a wide scale (and all the horrors that come with it).

Re: built using debt: I also think there needs to be a social appetite for quashing greed in the process of delivering a vital social need. This is where the Security Council Compadres (including US) all fail.