No, totally reasonable not wanting to spend your whole life financially beholden to everybody you've ever done business with. "you will own nothing and be happy" is sadly becoming true, as you have pretty much no Rights for any digital and more of the world is becoming digital.

When people ask why I don't like copilot and want a worse alternative when copilot "pays for itself", it's not because I don't want to pay, I just want to buy something and have it.