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If you want to send a million $ in USDC, BTC or another digital asset, can't you just send 9999 100 times and resolve the difference on fees?

That's called smurfing and is bound to get you flagged as a money launderer.

Structuring like that is explicitly mentioned in the tax code and is forbidden.

Transactions that attempt to avoid the $10k threshold must also be reported on Form 8300.

Yep, not only forbidden but a criminal offence in all Western countries.