Look at the two circular images. They use height map to produce the consistent highlights using 3d model. The texture is real but the highlights are faked using 3d model based on height map.
It's misleading to call this a photo. It's not easy to rigorously define what we mean by "photo", but I'd say it should involve measuring only photons in the human-visible spectrum.
However, I'm perfectly fine calling this an accurate image, because that's what it is.