It’s not worth it unless you truly enjoy working. I really wish AI would hurry up and get good enough to truly replace the vast majority of us at our jobs so the government would have no choice but to implement some kind of basic income.
Basic income allows that, in fact, a big argument is that, compared to conventional means tested welfare, it enhances that for people currently in the lower end of the income distribution.
Universal basic income (UBI) does not mean everyone is fixed at the same income. It means everyone earns the same basic income, and on top of that - and without affecting that basic income - they can take a job or do whatever to earn more.
No higher aspirations?
It’s money to live a basic life with adequate housing, food and healthcare. If people want to drop out they can comfortably but a LOT won’t.