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Comment by dylan604 | Hacker News Reader

It is pretty much universally frowned upon to provide your credentials to a 3rd party. Plenty of places will suspend your account if discovered you have done this. Building a product that relies on receiving user's credentials to 3rd parties is just building your company on a foundation of very dry/loose sand

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To be fair, Beeper Mini operates entirely on your device, the optional cloud component is there because there's literally no other way. It's like an e-mail client, or an FTP or SSH client, or a browser. Are those considered bad now?

> Plenty of places will suspend your account if discovered you have done this.

Plenty of services base their business on restricted interoperability and suspend your account not because of security but because they'd miss out on all the "engagement" they get from the official client. This has nothing to do with security.

In the rare time I'd make a pro-Twit...er, X comment, if the platform makes its money from ads being delivered next to the content and then 3rd party comes up with a way to provide the users an ad free experience, OF COURSE they will not be happy with that. But this isn't specific to that particular platform. Any time you assist users in circumventing a method for the platform to earn money will be viewed as hostile. If you are build a product and pay a licensing fee to offset the lost earnings, then that would be potentially viewed as less hostile even if still not 100% accepted by the platform.

This isn't rocket science.

> Plenty of places will suspend your account if discovered you have done this.

And yet that's not the route Apple chose to take.

if you can take out the 3rd party tempting Apple users from doing this, then Apple doesn't have to lose those users. doesn't seem very strange for them to do this. however, if it's not something that Apple could control on their end, then they probably still have the "suspend user" club in their bag

Wait until you discover how Plaid works.

Plaid is also bad.

Plaid is bad, but is there another way? (OAuth and PSD2 could be, and IIRC they use that for banks that support it, but many banks don't.)

I very much am aware of how Plaid works and will not use it.

Someone recently really tried to get me to use Chime. As soon as the "must use Plaid" part came up in their onboarding, I stopped immediately. It's just a shame that I had already provided Chime so much of my information just to stop there.

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