Unfortunately, it's a matter of where you get it done. Getting literally anything done at a hospital is highway robbery. That said, i get two MRIs a year at not a hospital and it's a couple hundred dollars, not a a couple thousand. It's not cheap, but it's a about 1K expense twice a year, which you can budget for.

I feel like this is the crux of the US's issue. We have medical care deserts and for many people the hospital is the only way to get something taken care of. This is where the US is different from many other wealthy nations. We really don't get economies of scale at all. We have cities, but a lot of our major cities juet have nothing like the population of other nation's major cities.