> To me, content creation is always going to need to be bundled at some level

W3C Web Monetization does micropayments with <$0.01 tx fee, but not KYC or AML.

It is an open spec: https://webmonetization.org/specification/

Micropayments: https://en.wikipedia.org/wiki/Micropayment

Upcoming, Subscribing, and Word of Mouth get creators more viewers and thus ad revenue.