I recommend using virtual credit cards for subscriptions. I just cancel the card if the account cancellation process is hostile in anyway.
They will try to scare you and ultimately won't go after you because the legality of this for b2c is very very iffy (because of the way they present the information on the sale page, which doesn't meet any informed consent level required). At least in my country, apparently in NL too, and if it ever got to the European level it would be smashed easily.
If a bank doesn't offer these, next best thing is to go to the bank that does.
My current bank (Wise) also offers virtual debit cards. I am in the UK now and Wise works well. I still use both since I still have my American bank account though.