"Large companies and financial institutions also often "play the float" with larger sums for-profit—namely, the interest income they earn on an amount by speeding up its deposit into their accounts or slowing down a presentation for payment[1]."

IMF eLibrary with some example scenarios[2]. Granted they speak of most of the float data being analyzed with checks, it doesn't seem unreasonable to replace "check" with "credit card" transaction.

[1] https://www.investopedia.com/terms/f/float.asp

[2] https://www.elibrary.imf.org/display/book/9781557753861/ch10...

I always heard it as "float management", or "managing your float".