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I don't think you understand Chesterton's point. It's not that hard to see it is valuable to know why things were built.

It's the same reason we study history, to know what came before us so that we can make good decisions going forward.

I think I understood Chesterton’s point, just that he is wrong. Maybe somebody will come along and present an explanation as to what I’m missing.

I don't think anyone can, since you seem to be applying mathematical rigour to a "rule of thumb".

Since "Chesterton's Fence" can not be 100% applicable to every and any situation, you are rejecting it wholesale.