To all other people on HN: don't follow this person's advice if you live in the US. They are likely relatively healthy and has never experienced the crushing financial burden of long term, or serious health issues. The financial risk of living with insurance is high enough as it is, but living without insurance is madness if you have any sort of asset that can be taken away by creditors - assuming, obviously, that you can afford insurance (which most people, even if not as many as we'd want, can through work or Obamacare).

FYI, my family had a "bad luck" year with 2 surgeries that added up to over 130K this year alone, but insurance covered it all (after deductible). We are in good health now.