Feels pretty apt honestly. This is about how secure I feel using modern technology. The only thing that makes me ok using a bank is knowing I can go ask a human being to chase my money down when it vanishes suddenly. There's even a non-zero chance they get it back to me!

Security is not absolute. Even cryptographic hardware can be vulnerable.

Yubico for example had to replace many of their YubiKeys after a vulnerability was detected in its secure element firmware which affected the strength of keys generated on the device. They sent me a replacement YubiKey after I contacted them.

https://www.yubico.com/support/security-advisories/ysa-2017-...