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I found this user who has loaned almost $300,000 across 1800 transactions for anyone who is interested in some statistics: https://old.reddit.com/r/borrow/comments/18h8yq4/paid_uinfin...

Fascinating. That seems like a profitable business almost.

Who would loan to someone with this record? More likely money laundering.

No, he has loaned that amount (not taken loans of that amount) He is the lender.