I suspect it will be some time before we can get insurance policys for privately owned autonomous vehicles. If Google own the car and wrote the AI software then there’s only one party who is ultimately responsible should a collision occour. This is more complicated if you privately own an autonomous vehicle which is in an accident. Does the AI share culpability with the owner? How will insurance claims work?
Tesla requires users “maintain control and responsibility for your vehicle” while autopilot is on, and it feels like that is a CYA hedge should autopilot fail (“see, we told them to stay in control”).