Change the situation to someone walking down the street and stepping on a nail then.

There isn't any laws or regulations forcing people to have licenses for walking, or special nail laws that would allow people to sue nail manufactures, because a nail was dropped on the street. It is not controlled at all.

Same should apply to AI. For things that just generate images or text, that should be treated no different than any other word processing or image editing software, which are all completely unregulated.

There aren't regulations forcing photoshop to monitor its users to make sure that people aren't making * evil * images.