Speak for yourself. Most ordinary people do not chase money as end goal, they create value for numerous reasons (including compensation, status, appreciation), most of which are being undermined.
There are just ML algorithms and humans who (mis)use them to benefit or harm.
Where you may be right is that it will certainly help a small number of already rich and influential people concentrate even more money and influence. However, whether it will lead to any qualitative change is dubious as far as I’m concerned.
You don't need to understand all this but simply trying to make money will contribute towards achieving the AGI so work as hard as you can to make as much money as you can and the rest will take care of itself.