My 2021 is fully 48v except for an inverter for necessary 12v circuits (like cigarette outlets and the jumper pins) and a small motorcycle battery that is used for minimal 12v functionality. The mild hybrid battery is under the rear seats and spins the alternator to keep accessories running.
https://www.autoweek.com/news/a36331077/48-volt-hybrid-syste...
My guess is that handing this out is a very nice thing to do but perhaps irrelevant in a world where 400v and 800v drive systems are the state of the art. Those systems can’t rely on the car body as a common ground for all sources of current and have a lot of inherent safety concerns that force a lot of electrical engineering that my old Camaro didn’t need to have.