> 2. There is no practical way to eliminate all mold and mold spores in the indoor environment; the way to control indoor mold growth is to control moisture.
> 10. Molds can be found almost anywhere; they can grow on virtually any substance, providing moisture is present. There are molds that can grow on wood, paper, carpet, and foods.
But I'd also add:
11. There are many kinds of mold, some more harmful than others. Some are literally penicillin. Some just smell musty, but don't pose a threat. Some can cause severe health problems. The only way to be certain what type of mold you have is to have it tested in a lab.
12. DO NOT try to clean mold yourself. If you try to do this without knowing the proper procedures, you will spread the spores all over your house and into your air conditioning system. Generally every house has mold in it, somewhere. Exposed molds should be remediated, but don't go tearing apart your house to find mold (you'll definitely find it if your house/apartment is over a certain age).
13. Bleach doesn't kill mold. It only turns it white. Hydrogen Peroxide does kill it. You can by concentrated hydrogen peroxide from a lab supply store (we buy 35% and dilute it to 3.5% for everyday cleaning). Spray it onto surfaces in a fine mist (don't soak things) and leave it for 5 minutes. At this point it's mostly stabilized into water that you can wipe away with a paper towel or cloth.
14. Insurance companies really don't like paying for mold remediation. We recently uncovered some (Aspergillus, the Penicillin mold) below our kitchen sink and had to rip out a bunch of cabinets to get it all cleaned out. It coincided with a leak we found in our garbage disposal unit, and our insurance company (Front Line) is now attempting to intimidate us into dropping our claim by using words like fraud and sending forensic inspectors to our house.
The best advice I can give is to take pictures before you think you need to, especially when it comes to moisture-related damage and repairs. We had a plumber come fix our garbage disposal, never suspecting we'd be filing an insurance claim, so we didn't record as much as we could have or take photos of the initial issue, and that may end up costing us.