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Of course online services need your photo ID! How else are they going to make sure the person standing in front of them is really you? /s

This pattern is up there with “SSN as an authentication bearer token” and needs to stop yesterday (but I’m not holding my breath for that).

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In the country where I live we have a system which allows me to prove my identity online without having to show my ID (actually I must admit I'm quite impressed by this system). But sadly, Wise is not taking advantage of that..

What system is this, I would love to know more about it.

Quite a few European countries have had something this for a while now.

There is an initiative (mandatory, for all member states!) to make these interoperable, which will hopefully make them more useful for applications like this.

In Italy we have SPID https://www.spid.gov.it/en/ I believe it is similar to login.gov in US.

Is that used by any private companies at all, i.e. can you open bank accounts or other sensitive private accounts with it?

login.gov is unfortunately only accepted by government services, and as far as I can tell only federal ones too – at least NY state has their own thing... (NY.GOV ID)

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